Group Admins
– Income is stated and never verified. – Purchase, price and time period, or cash out refinance. Undocumented aliens with ITIN numbers usually are not allowed underneath this program. – Documented skill to repay could also be relevant underneath certain situations. – US residents, everlasting resident aliens, and foreign nationals with legitimate passport and US visa are allowed. – $5,000,000 maximum mortgage quantity. – 500 minimum credit rating required. – As much as 65% loan-to-value for cash-out refinances (see pointers). – SFR, PUDs, condos, townhouses, and 2-4 models allowed. – Owner-person, second house or investment properties. – Combined-use residential property with business influence allowed on case-by-case foundation. – $100,000 minimum loan amount. – Up to 70% loan-to-value for purchases and fee/term refinances (see tips). – No reserves required.
– All loans require impounding of property taxes and hazard insurance coverage. – Property must be situated within the State of California. – No prepayment penalty.
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